Joseph A. Frederick, AIF®
Retirement Plan & Financial Advisor
- 30+ years of 401(k) experience, from plan administration and client service leadership to serving as a 3(21) co-fiduciary advisor
- One of a select group of advisors nationwide accepted into LPL Financial’s Retirement Plan Consulting Program (RPCP) since 2008
- Accredited Investment Fiduciary (AIF®) designation earned in 2007
- Series 7, 66, and 24 licensed
Joe is a seasoned financial professional with a strong background in the industry. Since 2012, he has been affiliated with Private Advisor Group, where he serves as branch manager for the Blue Bell, Pennsylvania office. Prior to this, Joe dedicated a decade of his career to Capital Planning Wealth Management.
With over 19 years of experience in the financial services sector, Joe has established himself as a trusted advisor. He began his financial services career in 2004 as a General Securities Registered Representative and has obtained Series 7, Series 66, and Series 24 licenses. Additionally, he is licensed to provide valuable guidance on life insurance, variable life insurance, and variable annuities.
Joe's commitment to service excellence extends to the retirement plan business as well. Since 2008, he has been a qualified retirement plan advisor through LPL Financials’ Retirement Plan Consulting Program (RPCP). This program allows him to serve as a 3(21)-co-fiduciary, utilizing LPL Financials’ corporate RIA (Registered Investment Advisor).
Recognized for his expertise in fiduciary standards of care, Joe earned the Accredited Investment Fiduciary (AIF®) designation in 2007. This prestigious certification signifies his comprehensive knowledge of fiduciary practices and their application to the investment management process.
Outside of his professional endeavors, Joe finds joy in his personal life. He is married to Kara, and together they reside in Blue Bell, Pennsylvania. Joe takes pride in being a loving father to three children, Erika, Joe, and Ava, and grandfather to six grandchildren, Sophia, Richard, Johnnie, Gianna, Brooklyn, and Giuseppe. He also enjoys engaging in recreational activities. Golf and horseshoes are among his favorite pastimes. As for his dream vacation, Joe aspires to embark on an extended European trip, with stops in Switzerland, Austria, Germany, and Italy, to fulfill his bucket list adventure.
With over 19 years of experience in the financial services sector, Joe has established himself as a trusted advisor. He began his financial services career in 2004 as a General Securities Registered Representative and has obtained Series 7, Series 66, and Series 24 licenses. Additionally, he is licensed to provide valuable guidance on life insurance, variable life insurance, and variable annuities.
Joe's commitment to service excellence extends to the retirement plan business as well. Since 2008, he has been a qualified retirement plan advisor through LPL Financials’ Retirement Plan Consulting Program (RPCP). This program allows him to serve as a 3(21)-co-fiduciary, utilizing LPL Financials’ corporate RIA (Registered Investment Advisor).
Recognized for his expertise in fiduciary standards of care, Joe earned the Accredited Investment Fiduciary (AIF®) designation in 2007. This prestigious certification signifies his comprehensive knowledge of fiduciary practices and their application to the investment management process.
Outside of his professional endeavors, Joe finds joy in his personal life. He is married to Kara, and together they reside in Blue Bell, Pennsylvania. Joe takes pride in being a loving father to three children, Erika, Joe, and Ava, and grandfather to six grandchildren, Sophia, Richard, Johnnie, Gianna, Brooklyn, and Giuseppe. He also enjoys engaging in recreational activities. Golf and horseshoes are among his favorite pastimes. As for his dream vacation, Joe aspires to embark on an extended European trip, with stops in Switzerland, Austria, Germany, and Italy, to fulfill his bucket list adventure.
Amy Czulada
Client Service Associate
- 8+ years’ experience overseeing client service, compliance, and operations for financial firms
- Thoughtful, strategic approach to client service
- Degree in business from Muhlenberg College, with a concentration in entrepreneurial studies
Amy brings a thoughtful, strategic approach to her role as Client Service Associate at Private Advisor Group. She thrives on creating streamlined processes and delivering a seamless experience for clients, helping them feel supported and confident every step of the way.
With a degree in business from Muhlenberg College—along with a concentration in entrepreneurial studies and a minor in sociology—Amy blends analytical thinking with a deep understanding of people and systems. Her professional background includes managing operations for independent financial firms, working with the Colorado Society of CPAs, and running medical offices. Across each role, her focus has remained the same: drive efficiency, foster trust, and elevate the client experience.
Raised on 90 acres outside of Scranton, Pennsylvania, Amy moved to Colorado in 2013 and quickly embraced the lifestyle. She enjoys the balance Denver offers—access to the calm of nature and the vibrancy of city life.
Outside of the office, Amy spends her time going to comedians and concerts, attending live sporting events, frequenting art or food festivals, and trying new restaurants. She's always up for something new—and brings that same curiosity and energy to her work with clients every day.
With a degree in business from Muhlenberg College—along with a concentration in entrepreneurial studies and a minor in sociology—Amy blends analytical thinking with a deep understanding of people and systems. Her professional background includes managing operations for independent financial firms, working with the Colorado Society of CPAs, and running medical offices. Across each role, her focus has remained the same: drive efficiency, foster trust, and elevate the client experience.
Raised on 90 acres outside of Scranton, Pennsylvania, Amy moved to Colorado in 2013 and quickly embraced the lifestyle. She enjoys the balance Denver offers—access to the calm of nature and the vibrancy of city life.
Outside of the office, Amy spends her time going to comedians and concerts, attending live sporting events, frequenting art or food festivals, and trying new restaurants. She's always up for something new—and brings that same curiosity and energy to her work with clients every day.